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We do not sell insurance. We do not receive commissions.

Molvune is an independent educational publisher. We have no commercial relationship with any insurance company, broker, or intermediary operating in Argentina. We do not receive commissions, referral fees, or any form of compensation from the insurance industry.

This independence is the foundation of our editorial credibility. When we describe a policy type, explain an exclusion, or outline a regulatory requirement, we do so without any financial incentive to favor one product, insurer, or approach over another.

Our content is funded through the operation of this educational platform. We do not display insurance advertising or affiliate links.

Researcher reviewing regulatory documents at a professional desk

The legal landscape we document

Our guides are grounded in Argentine law and SSN (Superintendencia de Seguros de la Nación) regulations.

Civil and Commercial Code

Articles governing builder liability, defects in construction, and the ten-year warranty period that applies to structural elements under Argentine law.

Law 24.557 — ART

The Occupational Risk Law that mandates ART (Aseguradora de Riesgos del Trabajo) coverage for all registered workers on construction sites in Argentina.

SSN Regulations

Resolutions and circulars from the Superintendencia de Seguros de la Nación that establish minimum coverage requirements, policy conditions, and insurer obligations.

How each guide is structured

What the Guide Covers

Each guide opens with a description of the insurance instrument: what it is, who is legally required to obtain it, and what it is designed to protect against.

Inclusions and Exclusions

A plain-language explanation of what events are covered and which are typically excluded — the section most investors never read in their policy documents.

Questions to Ask

Specific questions organized by topic that an investor can use in conversations with the developer, construction company, or their own legal advisor.

Documents to Request

A checklist of certificates, policy copies, endorsements, and regulatory filings that investors should obtain and verify before committing funds.

Information you can use before you sign

Our guides are designed to be read before committing to a project — not after a problem has already occurred.

Explore the Guides